Tips For Protecting Boats And Motorcycles
Before you take your motorcycle on the road or put your boat on the water, it may pay to be certain your insurance is ship-shape.
Motorcycles and boats are often significant investments, and the right insurance policy can help protect them. Here are a few tips, courtesy of A Accurate Insurance, LLC:
- Evaluate your specific needs. Insuring a boat or a motorcycle is different than insuring your car or home. A specialized motorcycle policy, for instance, can provide coverage for custom paint jobs and aftermarket equipment that might not be covered if the bike were just added to a generic auto policy.
- Similarly, a specialized boat policy could cover things like the cost to replace lost or damaged fishing gear and costly services such as emergency on-water towing and fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s policy.
- Consult with an independent agency – like A Accurate Insurance, LLC. Unlike “captive” agents who represent only one company, independent insurance agents and brokers are licensed insurance professionals who represent several companies. They can offer you a variety of coverages, review and evaluate your policies, suggest new coverage options that meet your changing needs and answer your questions.
“An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”
To learn more about Boat and Motorcycle insurance, contact A Accurate Insurance, LLC.
Protect your boat or personal watercraft with boat insurance. There are plenty of options with your coverage, including roadside assistance, on water towing, total loss replacement, and also covering anything that is attached to your boat. It will also cover any liability issues that may be caused by an accident.
With boat insurance you can cover all kinds of boats, like personal watercraft, jet boats, sailboats, fishing boats or house boats, let us show you the best boat insurance option for your watercraft.